2026 Accelerated Depreciation Calculator:

Effective Monthly Payment When "Front loading" All Depreciation

Accelerated Depreciation Calculator

2025 Tax Law | Investment Real Estate

Accelerated Depreciation Calculator

The impact of the new 2025 tax law changes on your investment scenario

1

Your Investment Details

Enter your scenario to calculate your 2025 tax impact

Property Type

Your Annual Income ($)

Purchase Price ($)

Down Payment (%)

Effective Months with Net $0 Out of Pocket

—months covered by tax savings

Year 1 Effective Monthly Payment After Tax Savings

—

Principal Reduction During X Months

—equity built, zero net cost

✓

Full Breakdown

Tax Impact

Your Tax Bracket—

Estimated Annual Income Tax—

Increase in Tax Deduction (2025 Method)—

Back In Your Pocket (Tax Savings)—

Loan & Payment

Total Amount Financed—

Monthly Mortgage Payment (P&I at 7%)—

Yearly Mortgage Payment—

Effective Monthly Payment After Savings—

Equity

Building Value Used (80% of Purchase Price)—

Principal Reduction During X Months—

Disclaimer: This calculator is for informational purposes only and is intended exclusively for accredited investors and businesses that invest in real estate. We do not consult with or lend to individuals or owner-occupants. The outputs provided are general estimates meant to illustrate potential impacts of recent tax code changes and should not be interpreted as tax advice. All results rely on assumptions that may not reflect your specific financial or tax circumstances. "Net out of pocket" refers only to the estimated relationship between tax savings and principal-and-interest mortgage payments; it does not account for property taxes, insurance, maintenance, management, HOA dues, utilities, or any other operational expenses. Users are still responsible for making their full monthly mortgage payments in accordance with the terms of their loan note, regardless of any projected tax benefits. This calculator does not constitute an offer of credit, loan approval, or commitment to lend. Always consult your accountant for your individual results, tax strategy, and eligibility before making any investment decisions.

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Brian O'Dea

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312-725-2720

DISCLOSURE: Kalex Capital is a consultant for qualified expierienced real estate investment business and does not offer services, consulting or lending on owner occupied residents or consumers. The programs on this page may be funded from Kalex Capital's Funds, it's partners or referrals to other lenders. Highlights for each product of different products under its category and are not not guidelines for a single program. Certain states are excluded from "Nationwide" and the program areas change on a regular basis. All rates and programs are subject to change and any information provided on this website is for informational purposes only and are not commitments to lend. Kalex Capital is a business to business consulting firm and not a bank or consumer lending institution. Consulting on Reverse Mortgage Defaults are done through the estate and the attorney who represents the estate. Examples of recent transactions are unique situations and not an indicator of future results. K Kalex Capital is not a law firm and does not provide law firm, accounting firm or licensed Real Estate Broker. Every business client should consult individual professionals related to tax, legal and other implications to their business that they make when considering recommended scenarios. Any questions about thhis site or company should be directed to: Capital Address: 4023 N Kilbourn Ave Chicago, IL 60641 312-725-2720